(and paying for their mistakes out of pocket)
I spent 31 years inspecting losses, writing estimates, and approving payouts for major insurers. This is the exact insider playbook to force full payout on your property claim and protect your policy from non-renewal.
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When property damage happens, guessing how to handle your insurer is the most expensive mistake you can make. Here is what unprepared homeowners routinely lose on a single claim:
Your individual policy limits will differ, but catching just one omitted line item pays for this book hundreds of times over.
In 31 years behind the desk, I watched good, honest homeowners lose tens of thousands of dollars simply because they followed intuition instead of policy procedure.
The moment you say 'leak' or 'seepage' instead of 'sudden and accidental discharge,' the intake operator tags the file for pre-existing wear and tear.
Network contractors answer to carrier metrics. Their estimates routinely omit contractor overhead, profit, and necessary secondary tear-out costs.
Discarding damaged pipe sections, soaked subfloors, or ruined appliances destroys your physical proof and hands the desk adjuster grounds for denial.
Initial checks are depreciated Actual Cash Value payouts. Millions of dollars in recoverable replacement costs sit unclaimed every single year.
Handing legal control over your claim leaves you trapped in litigation between an unyielding carrier and a mechanic's lien on your home.
Temporary housing, mileage, and meal differentials get reduced or rejected when submitted without the strict itemization underwriters require.
Carriers drop coverage based on unverified satellite and drone imagery, leaving homeowners scrambling for high-risk surplus lines.
Even calling your agent to ask an innocent coverage question can generate a loss record that spikes your premiums for up to five years.
Insurance adjusters are not your enemies, but they are not your advocates. Their job is to close files quickly at the lowest justifiable cost.
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540 pages of hard-earned tactical knowledge, 24 complete chapters, 60 reference tables, and 25 step-by-step checklists.
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Seven days, my word on it: money back and you keep the files
My name is Wade Kerrigan. I spent 31 years as a field and desk adjuster for major property and casualty insurance companies. From Midwest hailstorms and frozen pipe bursts to total structural fire losses, I managed thousands of property claims from the inside. I know every guideline, every software setting, and every corporate metric used to manage claim payouts.
In 2019, my own sister had her finished basement flooded by a burst pipe. Her carrier sent an adjuster who wrote an estimate covering barely one-third of the true rebuild cost, claiming the damage was caused by ongoing foundation seepage. I stepped in, wrote the formal rebuttal line by line using their own estimating codes, and forced the company to release the full settlement she was owed.
That was the day I realized that honest, hardworking homeowners lose out simply because nobody ever taught them the rules of the insurance system. I spent the next several years assembling every internal procedure, phrase, and checklist I used behind the desk into one complete reference guide.
I do not promise miracle checks or legal loopholes. What I give you is the clear, factual playbook you need to understand your policy contract, manage adjusters with confidence, and secure every legitimate dollar you paid premiums for.
If this playbook doesn't give you complete clarity on how to protect your property and manage your claims, send a simple email within 7 days for a full refund. Keep the complete 540-page manual and both bonus toolkits as my thank-you for reading.
No. The Claim Playbook is an instant digital PDF manual (540 pages), accompanied by both bonus toolkits. You can download and read it immediately on any computer, tablet, or phone, or print specific checklists whenever you need them.
No. It is a single, one-time payment of $19 during this launch. You receive lifetime access to the entire 540-page playbook, all 60 reference tables, 25 checklists, and both printable bonus kits with zero recurring fees.
Online articles are usually written by marketing teams or contractors trying to lock you into repair contracts. This manual is written by an adjuster with 31 years of inside experience, providing specific line-item software breakdowns, policy form analyses, and exact intake scripts.
The first four chapters focus entirely on pre-loss protection: establishing your digital proof vault, reviewing policy forms for hidden exclusions, preventing drone-triggered cancellations, and securing discounts. Preparing before damage occurs is the single best way to ensure a full payout later.
Yes. Chapters 13 through 16 walk you through analyzing denial letters, preparing supplemental claim documentation, escalating to supervisors, and invoking the statutory appraisal clause to challenge unfair settlements.
No. Every procedure in this book relies strictly on standard policy contract provisions and state insurance regulations. Insurers routinely settle faster and more fairly with policyholders who present organized, factual, and contractually compliant documentation.
Yes. Standard homeowners policy forms (such as HO-3 and HO-5) and Xactimate estimating guidelines are standard throughout the United States. The book also covers state-specific regulatory escalation channels and Department of Insurance complaint filings.
You have a full 7 days to review the playbook and toolkits. If you feel the material doesn't deliver immense value, simply send an email for an immediate, full refund with no questions asked.
Get the complete 540-page insider playbook, word-for-word scripts, and dispute toolkits today for just $19. Protect your home and never face an adjuster unprepared.
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